Covered California - ObamaCare's CA Exchange- Health Reform

***Under Construction***

OPEN ENROLLMENT IS FROM 10/1/13 to 3/31/2014 -- If you do not obtain insurance by the end of the enrollment period, you risk being uninsured & unable to obtan insurance for 2014.

Need a quote or additional information? Use our quote engine or contact us!

Covered California is a government run shopping center for health plans, and is ideal for individuals who qualify for government subsidies. Businesses can also qualify for tax credits for small group health plans. Individuals & families may qualify for a subsidized health insurance premium and/or subsidized benefits if their income falls within the guidelines. Information is below to help you understand whether or not you qualify for subsidies/employer tax credits, and understand health reform with all of the many changes that are occuring for the new year. All new plans with a 1/1/2014 effective date and onward must be ObamaCare (Affordable Care Act) compliant. However, you have the choice to purchase plans either on Covered California, or you can purchase plans outside of the exchange. To get subsidies or tax credits, you must purchase your plan on the Covered California exchange. If you do not qualify for subsidies or tax-credits, it is probably better for us to shop for you outside of the exchange. Milber Insurance can represent you as your agent and help you determine your qualification for subsidies & help you find you the perfect plan to fit your budget & benefit needs, all for no extra charge.

Please stand by for more information in this section-- such as a subsidy calculator and additional information to help you understand the exchange & how to qualify for subsidies, etc.

Click Here - Guide to Health Reform (Published byWPS)

Click Here - Guide to Health Reform #2 (United Health Care's Guide to Health Reform)

Click Here - Covered California - Subsidy & Penalty Information

Click Here - Covered California - Premium Assistance - Addl Information

Click Here - Covered California SHOP - Small Business Tax Credit

Click Here - Important Things about Health Reform (For Individuals/Families - from Blue Shield)

Click Here - Important Things about Health Reform (For Employers - from Blue Shield)